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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,860 | $27,632-28.1% | $61,452-67.7% | $68,486-71.0% |
| Participation rate | 35.6% | 39.5%-4.0pp | 52.6%-17.0pp | 67.9%-32.3pp |
| Annual return | -16.97% | -13.24%-3.7pp | 338.96%-355.9pp | -7.85%-9.1pp |
| Employer contribution / active EE | $885 | $696+27.1% | $1,160-23.7% | $2,597-65.9% |
| Participant deferral / active EE | $1,552 | $1,264+22.9% | $2,125-26.9% | $4,028-61.5% |
| Admin fee / account holder | $125 | $2,010-93.8% | $2,131-94.1% | $5,404-97.7% |