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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,884 | $32,117-75.5% | $71,089-88.9% | $64,173-87.7% |
| Participation rate | 29.4% | 42.7%-13.3pp | 54.6%-25.2pp | 69.6%-40.2pp |
| Annual return | 0.00% | -5.57%+5.6pp | 650.65%-650.6pp | 7.63%-7.6pp |
| Employer contribution / active EE | $631 | $712-11.4% | $1,088-42.0% | $2,381-73.5% |
| Participant deferral / active EE | $2,119 | $1,263+67.8% | $1,873+13.2% | $3,470-38.9% |
| Admin fee / account holder | $37 | $2,759-98.7% | $3,082-98.8% | $4,887-99.2% |