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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,672 | $111,814-88.7% | $93,654-86.5% | $145,959-91.3% |
| Participation rate | 57.1% | 74.2%-17.1pp | 68.7%-11.6pp | 80.3%-23.1pp |
| Annual return | 10.43% | 203.30%-192.9pp | 133.34%-122.9pp | 561.95%-551.5pp |
| Employer contribution / active EE | $1,106 | $3,092-64.2% | $2,421-54.3% | $4,661-76.3% |
| Participant deferral / active EE | $2,240 | $4,914-54.4% | $4,413-49.2% | $6,689-66.5% |
| Admin fee / account holder | $4,411 | $10,246-56.9% | $8,282-46.7% | $13,398-67.1% |