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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,679 | $83,485+20.6% | $125,192-19.6% | $72,975+38.0% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 15.47% | 25.77%-10.3pp | 43.79%-28.3pp | 81.01%-65.5pp |
| Employer contribution / active EE | $1,309 | $2,346-44.2% | $3,866-66.1% | $2,440-46.3% |
| Participant deferral / active EE | $2,226 | $3,586-37.9% | $4,937-54.9% | $3,608-38.3% |
| Admin fee / account holder | $8,957 | $5,518+62.3% | $9,704-7.7% | $5,124+74.8% |