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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,604 | $144,130-14.2% | $117,861+4.9% | $147,586-16.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 9.39% | 531.20%-521.8pp | 335.11%-325.7pp | 578.59%-569.2pp |
| Employer contribution / active EE | $0 | $4,897-100.0% | $3,786-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $2,796 | $5,316-47.4% | $4,482-37.6% | $5,439-48.6% |
| Admin fee / account holder | $3,876 | $10,887-64.4% | $8,021-51.7% | $10,886-64.4% |