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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,404 | $56,054-52.9% | $171,082-84.6% | $62,881-58.0% |
| Participation rate | 32.1% | 62.9%-30.8pp | 76.7%-44.6pp | 69.3%-37.3pp |
| Annual return | 28.22% | 22.52%+5.7pp | 32.56%-4.3pp | 20.14%+8.1pp |
| Employer contribution / active EE | $543 | $1,731-68.6% | $4,002-86.4% | $2,281-76.2% |
| Participant deferral / active EE | $3,318 | $3,158+5.1% | $4,797-30.8% | $3,203+3.6% |
| Admin fee / account holder | $137 | $3,647-96.2% | $8,520-98.4% | $4,296-96.8% |