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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,476 | $211,239-71.8% | $178,528-66.7% | $145,877-59.2% |
| Participation rate | 60.0% | 80.8%-20.8pp | 77.1%-17.1pp | 80.3%-20.3pp |
| Annual return | 13.36% | 30.22%-16.9pp | 27.11%-13.8pp | 551.28%-537.9pp |
| Employer contribution / active EE | $1,189 | $4,570-74.0% | $3,950-69.9% | $4,663-74.5% |
| Participant deferral / active EE | $5,663 | $6,963-18.7% | $6,278-9.8% | $6,691-15.4% |
| Admin fee / account holder | $18,326 | $12,095+51.5% | $10,419+75.9% | $13,402+36.7% |