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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,858 | $162,136-50.7% | $152,301-47.6% | $154,746-48.4% |
| Participation rate | 55.6% | 84.1%-28.6pp | 82.4%-26.9pp | 80.7%-25.1pp |
| Annual return | 17.55% | 91.02%-73.5pp | 80.50%-63.0pp | 172.34%-154.8pp |
| Employer contribution / active EE | $3,032 | $4,890-38.0% | $4,624-34.4% | $4,379-30.8% |
| Participant deferral / active EE | $9,226 | $8,341+10.6% | $8,004+15.3% | $6,730+37.1% |
| Admin fee / account holder | $300 | $15,759-98.1% | $14,398-97.9% | $14,365-97.9% |