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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,159 | $148,623-68.9% | $135,974-66.1% | $139,466-66.9% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 18.21% | 79.30%-61.1pp | 68.30%-50.1pp | 373.66%-355.5pp |
| Employer contribution / active EE | $3,301 | $5,246-37.1% | $4,859-32.1% | $4,754-30.6% |
| Participant deferral / active EE | $10,741 | $8,103+32.6% | $7,760+38.4% | $6,712+60.0% |
| Admin fee / account holder | $1,019 | $12,406-91.8% | $10,767-90.5% | $11,409-91.1% |