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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,203 | $160,040-64.9% | $147,096-61.8% | $145,877-61.5% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 12.18% | 98.49%-86.3pp | 419.75%-407.6pp | 551.28%-539.1pp |
| Employer contribution / active EE | $3,155 | $5,289-40.4% | $4,936-36.1% | $4,663-32.3% |
| Participant deferral / active EE | $9,931 | $8,429+17.8% | $8,071+23.0% | $6,691+48.4% |
| Admin fee / account holder | $2,425 | $15,050-83.9% | $13,005-81.4% | $13,402-81.9% |