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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,203 | $160,070-64.9% | $147,117-61.8% | $145,897-61.5% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 12.18% | 98.69%-86.5pp | 420.54%-408.4pp | 552.29%-540.1pp |
| Employer contribution / active EE | $3,155 | $5,285-40.3% | $4,932-36.0% | $4,663-32.3% |
| Participant deferral / active EE | $9,931 | $8,419+18.0% | $8,065+23.1% | $6,689+48.5% |
| Admin fee / account holder | $2,425 | $15,035-83.9% | $12,993-81.3% | $13,390-81.9% |