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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,103 | $217,427-74.2% | $185,837-69.8% | $167,518-66.5% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.87% | 148.39%-132.5pp | 122.08%-106.2pp | 478.71%-462.8pp |
| Employer contribution / active EE | $6,934 | $5,874+18.0% | $5,168+34.2% | $4,838+43.3% |
| Participant deferral / active EE | $7,589 | $6,357+19.4% | $5,568+36.3% | $6,342+19.7% |
| Admin fee / account holder | $22,038 | $19,816+11.2% | $16,241+35.7% | $12,312+79.0% |