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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,454 | $180,459-84.8% | $154,108-82.2% | $135,380-79.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -9.64% | 888.21%-897.8pp | 735.21%-744.8pp | 519.81%-529.4pp |
| Employer contribution / active EE | $3,060 | $6,035-49.3% | $5,298-42.2% | $4,779-36.0% |
| Participant deferral / active EE | $19,688 | $5,806+239.1% | $5,081+287.5% | $5,609+251.0% |
| Admin fee / account holder | $5,782 | $16,145-64.2% | $13,411-56.9% | $10,828-46.6% |