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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,909 | $102,422+40.5% | $147,117-2.2% | $80,959+77.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 15.44% | 135.16%-119.7pp | 420.54%-405.1pp | 35.67%-20.2pp |
| Employer contribution / active EE | $2,667 | $3,717-28.3% | $4,932-45.9% | $2,757-3.3% |
| Participant deferral / active EE | $8,701 | $6,652+30.8% | $8,065+7.9% | $4,300+102.3% |
| Admin fee / account holder | $2,845 | $7,953-64.2% | $12,993-78.1% | $6,925-58.9% |