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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,052 | $136,860+53.5% | $120,344+74.5% | $154,746+35.7% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 16.90% | 21.38%-4.5pp | 20.30%-3.4pp | 172.34%-155.4pp |
| Employer contribution / active EE | $7,886 | $3,533+123.2% | $3,020+161.1% | $4,379+80.1% |
| Participant deferral / active EE | $13,617 | $5,793+135.0% | $5,135+165.2% | $6,730+102.3% |
| Admin fee / account holder | $17,796 | $15,393+15.6% | $12,742+39.7% | $14,365+23.9% |