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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,052 | $124,425+68.8% | $112,040+87.5% | $137,256+53.0% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 16.90% | 24.72%-7.8pp | 24.52%-7.6pp | 220.34%-203.4pp |
| Employer contribution / active EE | $7,886 | $3,411+131.2% | $2,954+167.0% | $4,156+89.7% |
| Participant deferral / active EE | $13,617 | $5,718+138.1% | $5,098+167.1% | $6,407+112.5% |
| Admin fee / account holder | $17,796 | $15,207+17.0% | $12,098+47.1% | $12,270+45.0% |