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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,307 | $79,894+15.5% | $135,792-32.0% | $82,637+11.7% |
| Participation rate | 38.9% | 63.0%-24.1pp | 72.6%-33.7pp | 68.1%-29.2pp |
| Annual return | 17.18% | 17.20%0pp | 25.96%-8.8pp | 53.51%-36.3pp |
| Employer contribution / active EE | $899 | $2,165-58.5% | $3,496-74.3% | $2,552-64.8% |
| Participant deferral / active EE | $2,371 | $3,194-25.8% | $4,759-50.2% | $4,126-42.5% |
| Admin fee / account holder | $5,410 | $6,434-15.9% | $12,266-55.9% | $7,339-26.3% |