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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,700 | $80,985+75.0% | $96,576+46.7% | $75,181+88.5% |
| Participation rate | 65.9% | 71.8%-5.9pp | 76.0%-10.1pp | 67.2%-1.3pp |
| Annual return | 21.94% | 27.05%-5.1pp | 25.87%-3.9pp | 160.69%-138.7pp |
| Employer contribution / active EE | $3,093 | $2,282+35.5% | $2,965+4.3% | $2,671+15.8% |
| Participant deferral / active EE | $6,849 | $3,929+74.3% | $4,851+41.2% | $4,126+66.0% |
| Admin fee / account holder | $20,866 | $6,719+210.6% | $8,253+152.8% | $5,650+269.3% |