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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,442 | $71,872+59.2% | $86,691+32.0% | $68,495+67.1% |
| Participation rate | 70.8% | 72.2%-1.4pp | 76.6%-5.8pp | 67.9%+2.9pp |
| Annual return | -20.96% | 3.53%-24.5pp | 35.94%-56.9pp | -7.84%-13.1pp |
| Employer contribution / active EE | $2,887 | $2,173+32.9% | $2,837+1.8% | $2,596+11.2% |
| Participant deferral / active EE | $6,037 | $3,779+59.7% | $4,656+29.7% | $4,028+49.9% |
| Admin fee / account holder | $4,196 | $6,112-31.4% | $7,492-44.0% | $5,403-22.4% |