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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,829 | $27,924-29.0% | $58,544-66.1% | $75,181-73.6% |
| Participation rate | 0.0% | 38.8%-38.8pp | 50.9%-50.9pp | 67.2%-67.2pp |
| Annual return | 22.62% | 44.20%-21.6pp | 4249.56%-4226.9pp | 160.69%-138.1pp |
| Employer contribution / active EE | $720 | $669+7.6% | $1,053-31.6% | $2,671-73.0% |
| Participant deferral / active EE | $1,652 | $1,202+37.5% | $1,923-14.1% | $4,126-60.0% |
| Admin fee / account holder | $391 | $1,726-77.3% | $2,520-84.5% | $5,650-93.1% |