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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,255 | $34,316-84.7% | $74,722-93.0% | $72,975-92.8% |
| Participation rate | 15.4% | 42.4%-27.0pp | 54.5%-39.1pp | 69.5%-54.1pp |
| Annual return | 44.25% | 26.58%+17.7pp | 753.11%-708.9pp | 81.01%-36.8pp |
| Employer contribution / active EE | $263 | $692-61.9% | $1,084-75.7% | $2,440-89.2% |
| Participant deferral / active EE | $424 | $1,272-66.6% | $1,963-78.4% | $3,608-88.2% |
| Admin fee / account holder | $260 | $2,125-87.8% | $3,335-92.2% | $5,124-94.9% |