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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $354,927 | $96,388+268.2% | $80,627+340.2% | $139,466+154.5% |
| Participation rate | 100.0% | 73.6%+26.4pp | 67.0%+33.0pp | 80.3%+19.7pp |
| Annual return | 17.16% | 1352.08%-1334.9pp | 936.76%-919.6pp | 373.66%-356.5pp |
| Employer contribution / active EE | $0 | $3,260-100.0% | $2,723-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $35,625 | $5,224+581.9% | $4,443+701.8% | $6,712+430.8% |
| Admin fee / account holder | $25,528 | $6,603+286.6% | $5,381+374.4% | $11,409+123.8% |