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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,012 | $104,953+42.0% | $84,637+76.1% | $152,909-2.5% |
| Participation rate | 85.7% | 74.8%+10.9pp | 68.2%+17.5pp | 82.5%+3.3pp |
| Annual return | 25.12% | 373.94%-348.8pp | 258.82%-233.7pp | 345.46%-320.3pp |
| Employer contribution / active EE | $0 | $3,304-100.0% | $2,653-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $13,733 | $4,691+192.8% | $3,900+252.1% | $5,851+134.7% |
| Admin fee / account holder | $684 | $6,244-89.0% | $4,914-86.1% | $11,601-94.1% |