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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,130 | $93,124+172.9% | $77,100+229.6% | $134,545+88.9% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -1.92% | 62.68%-64.6pp | 42.35%-44.3pp | 418.37%-420.3pp |
| Employer contribution / active EE | $0 | $3,421-100.0% | $2,815-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $18,667 | $5,242+256.1% | $4,430+321.4% | $6,401+191.6% |
| Admin fee / account holder | $1,920 | $6,970-72.4% | $5,443-64.7% | $11,431-83.2% |