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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,036 | $156,398-69.9% | $147,318-68.1% | $138,895-66.1% |
| Participation rate | 42.9% | 83.8%-40.9pp | 82.1%-39.2pp | 79.9%-37.1pp |
| Annual return | 13.08% | 78.75%-65.7pp | 70.43%-57.4pp | 145.39%-132.3pp |
| Employer contribution / active EE | $2,167 | $4,853-55.4% | $4,593-52.8% | $4,194-48.3% |
| Participant deferral / active EE | $6,224 | $8,237-24.4% | $7,906-21.3% | $6,396-2.7% |
| Admin fee / account holder | $589 | $14,976-96.1% | $13,708-95.7% | $12,562-95.3% |