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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,102 | $148,623-75.7% | $135,974-73.4% | $139,466-74.1% |
| Participation rate | 57.1% | 83.9%-26.7pp | 81.9%-24.8pp | 80.3%-23.2pp |
| Annual return | 20.38% | 79.30%-58.9pp | 68.30%-47.9pp | 373.66%-353.3pp |
| Employer contribution / active EE | $1,499 | $5,246-71.4% | $4,859-69.1% | $4,754-68.5% |
| Participant deferral / active EE | $3,829 | $8,103-52.7% | $7,760-50.7% | $6,712-42.9% |
| Admin fee / account holder | $2,942 | $12,406-76.3% | $10,767-72.7% | $11,409-74.2% |