Retirement plan

THE BREAKTHROUGH INSTITUTE 403(B) PLAN

Name: THE BREAKTHROUGH INSTITUTE - THE BREAKTHROUGH INSTITUTE 403(B) PLAN (2025) Form 5500
Creator: THE BREAKTHROUGH INSTITUTE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE BREAKTHROUGH INSTITUTE 403(B) PLAN, THE BREAKTHROUGH INSTITUTE

THE BREAKTHROUGH INSTITUTEEIN 81-4526660Plan #001PY 2025

2054 UNIVERSITY AVENUE, SUITE 500 - BERKELEY, CA 94704510-550-8800thebreakthrough.orgLinkedIn11-50 employeesthink tanks

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.7M

+14.6% from 2024

Total participants

-23.7% from 2024

Average account balance

$61,318

+47.4% from 2024

Annual return

14.67%

+1.80 pp from 2024

Benchmarks

See 115,703 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort115,703 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.72M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$61K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

127.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$307K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$14K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$11256

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$315K

$14326 / participant

Other / not subdivided$315K100.0%

% of EOY assets

18.357%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$61,318

$154,228-60.2%

$145,433-57.8%

$137,256-55.3%

Participation rate

95.5%

83.8%+11.7pp

82.1%+13.3pp

80.0%+15.5pp

Annual return

14.67%

74.59%-59.9pp

66.58%-51.9pp

220.34%-205.7pp

Employer contribution / active EE

$3,858

$4,804-19.7%

$4,554-15.3%

$4,156-7.2%

Participant deferral / active EE

$10,077

$8,216+22.6%

$7,897+27.6%

$6,407+57.3%

Admin fee / account holder

$11,256

$14,344-21.5%

$13,129-14.3%

$12,270-8.3%

THE BREAKTHROUGH INSTITUTE 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE BREAKTHROUGH INSTITUTE 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion