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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,415 | $124,314-73.9% | $109,163-70.3% | $167,518-80.6% |
| Participation rate | 55.6% | 79.4%-23.9pp | 75.9%-20.3pp | 82.1%-26.6pp |
| Annual return | 12.47% | 26.04%-13.6pp | 25.75%-13.3pp | 478.71%-466.2pp |
| Employer contribution / active EE | $949 | $4,209-77.5% | $3,723-74.5% | $4,838-80.4% |
| Participant deferral / active EE | $4,925 | $5,256-6.3% | $4,654+5.8% | $6,342-22.3% |
| Admin fee / account holder | $2,764 | $7,973-65.3% | $6,754-59.1% | $12,312-77.6% |