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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,886 | $107,363-86.1% | $92,909-84.0% | $152,897-90.3% |
| Participation rate | 71.4% | 79.8%-8.4pp | 76.0%-4.6pp | 82.5%-11.0pp |
| Annual return | 25.16% | 145.63%-120.5pp | 109.44%-84.3pp | 345.43%-320.3pp |
| Employer contribution / active EE | $1,158 | $4,222-72.6% | $3,653-68.3% | $4,764-75.7% |
| Participant deferral / active EE | $6,205 | $4,848+28.0% | $4,238+46.4% | $5,851+6.1% |
| Admin fee / account holder | $1,509 | $7,082-78.7% | $5,795-74.0% | $11,599-87.0% |