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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,069 | $105,160-87.6% | $94,679-86.2% | $139,456-90.6% |
| Participation rate | 66.7% | 82.4%-15.7pp | 80.8%-14.2pp | 80.3%-13.7pp |
| Annual return | 18.40% | 38.04%-19.6pp | 156.75%-138.4pp | 373.45%-355.0pp |
| Employer contribution / active EE | $2,279 | $4,107-44.5% | $3,673-37.9% | $4,753-52.0% |
| Participant deferral / active EE | $2,742 | $7,599-63.9% | $7,417-63.0% | $6,711-59.1% |
| Admin fee / account holder | $801 | $8,988-91.1% | $7,233-88.9% | $11,407-93.0% |