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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,894 | $107,941-95.5% | $91,994-94.7% | $152,897-96.8% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 22.20% | 89.28%-67.1pp | 69.04%-46.8pp | 345.43%-323.2pp |
| Employer contribution / active EE | $3,689 | $4,212-12.4% | $3,453+6.8% | $4,764-22.6% |
| Participant deferral / active EE | $4,322 | $6,366-32.1% | $5,924-27.0% | $5,851-26.1% |
| Admin fee / account holder | $476 | $10,521-95.5% | $7,744-93.9% | $11,599-95.9% |