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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,998 | $28,624+141.1% | $53,647+28.6% | $82,637-16.5% |
| Participation rate | 35.9% | 47.3%-11.4pp | 56.3%-20.4pp | 68.1%-32.2pp |
| Annual return | 20.49% | 664.98%-644.5pp | 358.33%-337.8pp | 53.51%-33.0pp |
| Employer contribution / active EE | $437 | $637-31.4% | $962-54.6% | $2,552-82.9% |
| Participant deferral / active EE | $1,630 | $1,196+36.3% | $1,813-10.1% | $4,126-60.5% |
| Admin fee / account holder | $935 | $2,022-53.7% | $2,460-62.0% | $7,339-87.3% |