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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,145 | $108,695-84.2% | $74,722-77.1% | $152,897-88.8% |
| Participation rate | 37.5% | 65.4%-27.9pp | 54.5%-17.0pp | 82.5%-45.0pp |
| Annual return | 22.16% | 114.11%-91.9pp | 753.11%-731.0pp | 345.43%-323.3pp |
| Employer contribution / active EE | $603 | $1,504-59.9% | $1,084-44.4% | $4,764-87.3% |
| Participant deferral / active EE | $2,251 | $2,712-17.0% | $1,963+14.7% | $5,851-61.5% |
| Admin fee / account holder | $849 | $4,906-82.7% | $3,335-74.5% | $11,599-92.7% |