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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,175 | $209,405-82.2% | $178,486-79.2% | $158,931-76.6% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 18.68% | 188.77%-170.1pp | 151.08%-132.4pp | 302.86%-284.2pp |
| Employer contribution / active EE | $2,419 | $5,707-57.6% | $5,011-51.7% | $4,761-49.2% |
| Participant deferral / active EE | $5,103 | $5,954-14.3% | $5,202-1.9% | $5,982-14.7% |
| Admin fee / account holder | $857 | $17,076-95.0% | $13,985-93.9% | $11,247-92.4% |