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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,100 | $202,342-90.1% | $172,753-88.4% | $152,909-86.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 37.90% | 1029.88%-992.0pp | 803.00%-765.1pp | 345.46%-307.6pp |
| Employer contribution / active EE | $2,243 | $5,857-61.7% | $5,144-56.4% | $4,764-52.9% |
| Participant deferral / active EE | $5,921 | $5,948-0.5% | $5,198+13.9% | $5,851+1.2% |
| Admin fee / account holder | $960 | $17,112-94.4% | $13,956-93.1% | $11,601-91.7% |