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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,176 | $135,645-64.5% | $110,243-56.3% | $135,379-64.4% |
| Participation rate | 78.9% | 83.5%-4.5pp | 79.8%-0.9pp | 82.6%-3.7pp |
| Annual return | -7.83% | 513.24%-521.1pp | 314.76%-322.6pp | 519.79%-527.6pp |
| Employer contribution / active EE | $1,775 | $4,907-63.8% | $3,827-53.6% | $4,779-62.9% |
| Participant deferral / active EE | $6,120 | $5,507+11.1% | $4,672+31.0% | $5,609+9.1% |
| Admin fee / account holder | $1,721 | $11,458-85.0% | $8,548-79.9% | $10,828-84.1% |