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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,555 | $144,130-60.1% | $117,861-51.2% | $147,586-61.0% |
| Participation rate | 78.6% | 83.4%-4.9pp | 79.7%-1.1pp | 82.8%-4.3pp |
| Annual return | 15.20% | 531.20%-516.0pp | 335.11%-319.9pp | 578.59%-563.4pp |
| Employer contribution / active EE | $2,145 | $4,897-56.2% | $3,786-43.3% | $4,876-56.0% |
| Participant deferral / active EE | $5,099 | $5,316-4.1% | $4,482+13.8% | $5,439-6.2% |
| Admin fee / account holder | $492 | $10,887-95.5% | $8,021-93.9% | $10,886-95.5% |