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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,770 | $116,175+81.4% | $93,609+125.2% | $152,870+37.9% |
| Participation rate | 62.5% | 78.0%-15.5pp | 75.8%-13.3pp | 82.4%-19.9pp |
| Annual return | 16.95% | 35.96%-19.0pp | 32.76%-15.8pp | 345.34%-328.4pp |
| Employer contribution / active EE | $5,539 | $3,218+72.1% | $2,718+103.8% | $4,763+16.3% |
| Participant deferral / active EE | $15,109 | $4,603+228.2% | $4,069+271.3% | $5,850+158.2% |
| Admin fee / account holder | $5,723 | $10,748-46.7% | $7,889-27.4% | $11,597-50.6% |