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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,877 | $127,790+104.1% | $106,554+144.8% | $167,553+55.7% |
| Participation rate | 71.4% | 78.3%-6.9pp | 76.1%-4.7pp | 82.1%-10.7pp |
| Annual return | 8.81% | 33.88%-25.1pp | 26.80%-18.0pp | 478.89%-470.1pp |
| Employer contribution / active EE | $6,830 | $3,427+99.3% | $2,819+142.3% | $4,840+41.1% |
| Participant deferral / active EE | $18,412 | $5,088+261.9% | $4,398+318.6% | $6,343+190.3% |
| Admin fee / account holder | $26,867 | $11,231+139.2% | $7,408+262.7% | $12,316+118.1% |