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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,359 | $227,566-88.4% | $189,558-86.1% | $167,518-84.3% |
| Participation rate | 66.7% | 82.5%-15.8pp | 78.5%-11.8pp | 82.1%-15.4pp |
| Annual return | 15.64% | 78.43%-62.8pp | 64.19%-48.5pp | 478.71%-463.1pp |
| Employer contribution / active EE | $1,156 | $5,316-78.3% | $4,412-73.8% | $4,838-76.1% |
| Participant deferral / active EE | $3,534 | $7,002-49.5% | $6,174-42.8% | $6,342-44.3% |
| Admin fee / account holder | $39 | $11,881-99.7% | $9,809-99.6% | $12,312-99.7% |