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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,302 | $190,879-84.6% | $160,009-81.7% | $134,532-78.2% |
| Participation rate | 64.7% | 82.0%-17.3pp | 78.0%-13.3pp | 81.2%-16.5pp |
| Annual return | -18.91% | 552.63%-571.5pp | 408.85%-427.8pp | 418.27%-437.2pp |
| Employer contribution / active EE | $1,028 | $4,995-79.4% | $4,225-75.7% | $4,741-78.3% |
| Participant deferral / active EE | $2,895 | $6,924-58.2% | $6,183-53.2% | $6,401-54.8% |
| Admin fee / account holder | $137 | $10,495-98.7% | $8,715-98.4% | $11,429-98.8% |