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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,199 | $100,073-79.8% | $85,126-76.3% | $145,877-86.2% |
| Participation rate | 71.4% | 74.1%-2.7pp | 67.5%+3.9pp | 80.3%-8.9pp |
| Annual return | 14.30% | 84.11%-69.8pp | 66.63%-52.3pp | 551.28%-537.0pp |
| Employer contribution / active EE | $1,166 | $3,236-64.0% | $2,731-57.3% | $4,663-75.0% |
| Participant deferral / active EE | $4,240 | $5,294-19.9% | $4,523-6.3% | $6,691-36.6% |
| Admin fee / account holder | $514 | $7,261-92.9% | $6,160-91.7% | $13,402-96.2% |