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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,199 | $100,203-79.8% | $85,240-76.3% | $145,897-86.2% |
| Participation rate | 71.4% | 74.1%-2.7pp | 67.5%+3.9pp | 80.3%-8.9pp |
| Annual return | 14.30% | 84.28%-70.0pp | 66.75%-52.5pp | 552.29%-538.0pp |
| Employer contribution / active EE | $1,166 | $3,242-64.0% | $2,735-57.4% | $4,663-75.0% |
| Participant deferral / active EE | $4,240 | $5,299-20.0% | $4,527-6.4% | $6,689-36.6% |
| Admin fee / account holder | $514 | $7,265-92.9% | $6,165-91.7% | $13,390-96.2% |