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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,690 | $70,366+176.7% | $66,674+192.0% | $138,895+40.2% |
| Participation rate | 91.7% | 76.2%+15.5pp | 73.7%+18.0pp | 79.9%+11.7pp |
| Annual return | 13.55% | 386.41%-372.9pp | 321.24%-307.7pp | 145.39%-131.8pp |
| Employer contribution / active EE | $1,691 | $2,765-38.8% | $2,620-35.4% | $4,194-59.7% |
| Participant deferral / active EE | $1,902 | $4,374-56.5% | $4,084-53.4% | $6,396-70.3% |
| Admin fee / account holder | $4,440 | $5,262-15.6% | $5,098-12.9% | $12,562-64.7% |