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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,341 | $96,643+49.4% | $86,617+66.6% | $139,456+3.5% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 32.72% | 106.57%-73.9pp | 591.91%-559.2pp | 373.45%-340.7pp |
| Employer contribution / active EE | $6,962 | $3,264+113.3% | $3,023+130.3% | $4,753+46.5% |
| Participant deferral / active EE | $4,576 | $4,835-5.4% | $4,437+3.1% | $6,711-31.8% |
| Admin fee / account holder | $3,327 | $6,406-48.1% | $5,613-40.7% | $11,407-70.8% |