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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,514 | $124,425+30.6% | $112,040+45.1% | $137,256+18.4% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 17.58% | 24.72%-7.1pp | 24.52%-6.9pp | 220.34%-202.8pp |
| Employer contribution / active EE | $4,731 | $3,411+38.7% | $2,954+60.2% | $4,156+13.8% |
| Participant deferral / active EE | $9,816 | $5,718+71.7% | $5,098+92.6% | $6,407+53.2% |
| Admin fee / account holder | $3,877 | $15,207-74.5% | $12,098-68.0% | $12,270-68.4% |