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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,241 | $117,895+5.4% | $102,460+21.3% | $145,897-14.8% |
| Participation rate | 94.7% | 78.6%+16.1pp | 76.5%+18.2pp | 80.3%+14.4pp |
| Annual return | 15.85% | 31.92%-16.1pp | 29.47%-13.6pp | 552.29%-536.4pp |
| Employer contribution / active EE | $4,158 | $3,619+14.9% | $3,025+37.4% | $4,663-10.8% |
| Participant deferral / active EE | $7,576 | $5,736+32.1% | $5,056+49.8% | $6,689+13.2% |
| Admin fee / account holder | $22,917 | $13,353+71.6% | $9,460+142.2% | $13,390+71.1% |