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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,987 | $110,307+6.1% | $96,576+21.1% | $139,456-16.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 76.0%+24.0pp | 80.3%+19.7pp |
| Annual return | 45.22% | 26.40%+18.8pp | 25.87%+19.3pp | 373.45%-328.2pp |
| Employer contribution / active EE | $3,900 | $3,619+7.8% | $2,965+31.6% | $4,753-17.9% |
| Participant deferral / active EE | $10,529 | $5,547+89.8% | $4,851+117.1% | $6,711+56.9% |
| Admin fee / account holder | $2,618 | $11,597-77.4% | $8,253-68.3% | $11,407-77.1% |