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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,256 | $73,988-59.1% | $96,538-68.7% | $75,177-59.8% |
| Participation rate | 58.3% | 66.4%-8.1pp | 74.3%-16.0pp | 67.2%-8.9pp |
| Annual return | 16.27% | 26.73%-10.5pp | 35.74%-19.5pp | 160.75%-144.5pp |
| Employer contribution / active EE | $2,494 | $2,930-14.9% | $3,740-33.3% | $2,671-6.6% |
| Participant deferral / active EE | $6,725 | $3,660+83.7% | $4,880+37.8% | $4,126+63.0% |
| Admin fee / account holder | $9,316 | $5,220+78.5% | $6,737+38.3% | $5,651+64.8% |