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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,942 | $64,729-52.2% | $112,263-72.4% | $68,490-54.8% |
| Participation rate | 57.4% | 67.2%-9.8pp | 75.1%-17.7pp | 67.9%-10.5pp |
| Annual return | -12.30% | -11.40%-0.9pp | 27.49%-39.8pp | -7.85%-4.4pp |
| Employer contribution / active EE | $1,719 | $2,746-37.4% | $3,636-52.7% | $2,597-33.8% |
| Participant deferral / active EE | $4,268 | $3,566+19.7% | $4,729-9.8% | $4,028+6.0% |
| Admin fee / account holder | $17,407 | $5,222+233.4% | $6,410+171.5% | $5,403+222.2% |