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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,505 | $65,367-33.4% | $92,915-53.2% | $72,976-40.4% |
| Participation rate | 76.7% | 68.3%+8.4pp | 76.0%+0.7pp | 69.5%+7.3pp |
| Annual return | 15.36% | 42.11%-26.7pp | 109.45%-94.1pp | 81.02%-65.7pp |
| Employer contribution / active EE | $461 | $2,594-82.2% | $3,653-87.4% | $2,440-81.1% |
| Participant deferral / active EE | $5,516 | $3,128+76.3% | $4,238+30.2% | $3,608+52.9% |
| Admin fee / account holder | $5,700 | $4,251+34.1% | $5,796-1.6% | $5,124+11.2% |