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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,891 | $102,393-84.5% | $147,041-89.2% | $80,911-80.4% |
| Participation rate | 98.2% | 75.9%+22.3pp | 82.2%+16.0pp | 67.6%+30.5pp |
| Annual return | 16.83% | 134.95%-118.1pp | 419.21%-402.4pp | 35.63%-18.8pp |
| Employer contribution / active EE | $2,950 | $3,715-20.6% | $4,935-40.2% | $2,756+7.0% |
| Participant deferral / active EE | $4,529 | $6,647-31.9% | $8,071-43.9% | $4,297+5.4% |
| Admin fee / account holder | $413 | $7,943-94.8% | $13,006-96.8% | $6,935-94.0% |