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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,622 | $93,589-88.7% | $135,942-92.2% | $75,181-85.9% |
| Participation rate | 91.7% | 75.2%+16.5pp | 81.9%+9.8pp | 67.2%+24.5pp |
| Annual return | 100.30% | 30.90%+69.4pp | 68.28%+32.0pp | 160.69%-60.4pp |
| Employer contribution / active EE | $2,940 | $3,537-16.9% | $4,858-39.5% | $2,671+10.1% |
| Participant deferral / active EE | $3,959 | $6,405-38.2% | $7,759-49.0% | $4,126-4.1% |
| Admin fee / account holder | $479 | $6,977-93.1% | $10,764-95.5% | $5,650-91.5% |